Mr. Brian Cowen:

No, I hadn't, and I'd no request for guarantees from anybody right up to the time I ... we made the decision on 29 September. The situation was, in relation to those matters, I understand, and listening to some of the evidence of others, sorry, of Kevin Cardiff certainly, was that he was aware that John Hurley had some conversation ... that some people had a conversation with John Hurley to that effect. I mean, John Hurley would be interfacing with the banks on a regular basis and any time I ever met him it was never on the basis of what conversations he had with anyone, he just gave me what the Central Bank's position was on things. So, you know, it's not surprising to me that I wouldn't know about that.