Michael D'Arcy (Fine Gael) | Oireachtas source

2004. If you would allow me, Mr. Cowen, because this is a line of questioning I have used previously in relation to household personal indebtedness. Starting with your period and this is in real time, this isn't subsequent reports from Mr. Honohan or Nyberg or others. The household indebtedness was in the first report itemised as an issue. Subsequently, in '05, '06 and, culminating in the final report, '07 that, from 1995, we have moved from 71% level of indebtedness to 248%. This is your watch, touched upon the interaction you had with Deputy Doherty that ... Did you do enough in relation to the level of indebtedness for the public who are now in very difficult circumstances, over €100,000 in mortgage arrears and a primary source of indebtedness was mortgage loans?