Mr. Donal McNally:

I think she was complaining about the fact that ACC had closed some current accounts, and she explained that she used to put the children's allowance money into the SSIA, so I said to myself, that's tax-free money being put into a tax-free account. So, you know, I ... I'm not too sure ... I didn't favour SSIAs, and I favoured it even less when I heard that.