Ms Ann Nolan:

And similarly the NAMA piece ... I mean, I think NAMA will sell the loans for what they spent so there's no extra loss there; that extra loss doesn't exist. So I couldn't agree with that piece being extra. I can't remember what the third thing you said was added to it. So I mean it's the €20 billion, I think, we'll get back. We've already got fees of about €5 billion and we have our CoCos due back next year of €1.6 billion, which I expect them to pay us back. And I expect that over time we can get the rest back. I mean, it's my expectation and, you know, it's pretty for the future-----