Ms Ann Nolan:

Of the bailout? I think it was ... it was beforehand and I genuinely can't remember when the meetings were. But it was looking at ... you know, one of the things we had going for us at the time - and, in the end, it may not have mattered that much - we had a fair bit of cash in hand with the NTMA, which certainly helped our negotiating position. And we also ... you know, what we were looking at is were there other places where you could get cash. But we were never ... in the event we had the bailout agreed before we were in a position where we were actually looking for cash in any desperate way. And I think, in retrospect, that was right. We should have ... it's much better to negotiate from a position where you're not desperate.