Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

And maybe you could just paint a picture as to what the difficulties were, if I can maybe draw your attention there to the very bottom of the page, where it says:

[The] Net book value of customer loan book per IBRC 30 June 2012 accounts [one, they had] €15.6 billion. Total ELA funding at the end of September ... (as advised by [the Central Bank]: €40.6 billion. The Promissory Notes and NAMA Bonds are pledged against €24.4 billion of this €40.6 billion of funding. Additionally, €3.7 billion of funding has been provided [in] certain loans (nominal value [of] €5.4 billion). The balance of ELA funding (€12.5 billion) is made up by the Ministerial Guarantee.