Ms Ann Nolan:

Well, I think the long-term cost is the Anglo cost and we'll get our money back from everyone else but ... we might even make a small profit here and there, you know, €1 billion on NAMA, €1 billion on maybe AIB ... Bank of Ireland's shares. We might make a bit of profit eventually on AIB, I don't know, it depends on how we sell them and ... and how the timing goes and all kinds of other things in the economy. I think we'll get our money back from the living banks. I don't think we'll get anything back ... we won't get anything back from Anglo. That's just sunk money.