John Paul Phelan (Carlow-Kilkenny, Fine Gael) | Oireachtas source

I also want to ask you in relation to your report from May 2010, on the crisis, you refer to the night of the guarantee and the lead that the Department of Finance had been taking in the inter-agency meetings during the period immediately prior to it. And you refer to the Central Bank and the regulator as playing a less central role than may have been expected. Do you have any further reflections on that point of view and what role do you feel that the Central Bank and the regulator should have played during that period?