Professor Patrick Honohan:

I actually ... I don't actually meet the boards of the banks myself. That's something that's done obviously by my deputy and his head of finance, Ms Donnery, and so forth. I don't get involved in meeting lots of bankers. I, of course, meet the chief executive and the chair. I don't ... I am told that they are satisfactory. They get their fitness and probity. I would not be sufficiently well-informed to say, "I'm happy to say that they are all super-duper brainy people now and they were no use before the crisis." I just don't have that sense of visibility. What we do know is, that the people before the crisis, were highly respected members of the Irish business community so-----