Marc MacSharry (Fianna Fail) | Oireachtas source

Okay and just on that mortgage arrears issue, was the engagement with banks and the drawing up of insolvency legislation and the efforts to deal with this issue, did it deal predominantly with simply telling banks "sort out your problem", or did it take any position in defining what forbearance should look like or what tools should be used, what suite of tools should be used by individual institutions?