Professor Patrick Honohan:

Actually, in my report ... I hope you're not talking about the CCMA, but, in my report, the banks were mentioned X, Y, Z and A, B, C. By the way, Senator, you believe that you have the code, but it's very complicated, because every time bank A comes up or bank X comes up, they're rotated, so the same bank isn't identified. Originally, I had all the bank names there. The legal adviser to the bank said, "You'd better not". I thought the banking inquiry would ask me to provide a key which, under 33AK, I would, of course, be happy to do and maybe it wouldn't be ... I don't mind doing that but I don't think it really matters because we know there were faults everywhere. I would be quite comfortable about being open about that.

Some things that are confidential at one moment, five, six, seven, eight years later are not confidential. But that's a very difficult judgment call.