Professor Patrick Honohan:

I was just thinking how I would convince the committee that ... someone might, "How would you encourage this?" And I think the way to encourage this is - and it has happened but not deliberately because of this - is promote some of them, you know. So if somebody, "He's always saying..." There's one particular chap who says, "Well, that's a very good point, Governor, but...", so, you know-----