Mr. Kevin Cardiff:

Okay, just to be clear, I did criticise Mr. Trichet and I think it's true but I also said a lot of things ... talked about a lot about the things he did that were good for us. But, at that point and this is a different thing, this is not the bailout, this is not the burden sharing, this is something different, this is back in 2008. At that point we were anxious that the ECB would know that we had some stresses, because we wanted them to be positive in terms of the collateral they would accept from our banks. In particular that, and because we wanted them ... we wanted to use them as the bellwether for whether there was anything else going on around Europe that might be of use to us. So there was discussion, and I can say this quite explicitly because its ... I have notes to say so, explicitly there was discussion between a senior Central Bank official around about 17 September, and again around about the 28th, 29th ... the first case, Tony Grimes, who was the director general and at that point might still have been the acting governor, I'm not sure ... 28th, 29th the Governor. And of course there would have been discussion at different levels in between, but explicitly two points at which you can say that the Irish Central Bank system was talking to the ECB and explicitly my notes say, and of course I'm getting this back from the Irish central bankers, not from ... not from having been at the meetings. But explicitly, according to my notes, there was a discussion with Mr. Trichet on the 28th or 29th and he was told that in fact one of our banks was, you know, would be in difficulties within a matter of days.