Mr. Kevin Cardiff:

The real reason I would have advised is because there was no ... there was nothing in sight, there was no particular reason to be hopeful that we would get back into the market on our own, you know, in our own right without assistance. If you could see, you know, if there was some particular thing about to happen that would change the trend, then you would say "Let's wait for that", but there wasn't. The thing we had waited for all along in some one sense was the four-year plan, what became the national recovery plan, and the fiscal parameters of that but those had been known since October in the market and they hadn't done the trick. The problem was that even if the market was saying "Okay that's a good effort by Ireland, we could trust that", they had to look at it against the international backdrop, which was getting worse and worse.