Mr. Kevin Cardiff:

Yes, as I just said, myself and the Governor, other colleagues were talking to each other all the time, of course, and the Minister was fully aware as well. There was no ... this was no great secret, Deputy. In fact, we had been working very hard with the European Commission to ensure that the guarantee, on which many of the deposits still relied, was renewed at the end of September, so as to help with that. In fact, they only finally conveyed approval, I think, in ... excuse me, if I have the date a day or two wrong ... but I believe it was around 21-22 September 2010 when the guarantee was due to expire ten days later or, you know, only around a week later. That was a problem.