Susan O'Keeffe (Labour) | Oireachtas source

And again on page 20 of the same document, there's one sentence, "Implement an insolvency procedure, specifically adapted to banks." That was a summary of recommendations on financial stability. There's a line put through that and indeed it does not appear on page 38 where the summary of recommendations on financial stability appear.

Now, I want to draw your attention if I may to page 6 of your own statement that you provided to us. You say:

On the international front, the European Commission, the OECD and the IMF provide expert advice. Over the period 2000-2007, the advice of these institutions was, by-and-large, similar to the advice being provided by the Department of Finance.

We might conclude, Mr. McCarthy, that the advice was similar, because the Department of Finance had a say in this document and had the capacity to change it, so I would argue that its not surprising that the advice was similar. And we've heard others give evidence here of changes made to similar international documents and I wonder, you know, whether, if you like, the public is aware that the documents that are held up as being-----