Mr. William Beausang:

Well, from the paper trail, it's really around the Merrill Lynch presentation that we discussed earlier on at a meeting that I didn't attend, and then into the Merrill Lynch memorandum.

That is the first time that I would have seen it emerging as a specific stand-alone potential option for dealing with the difficulties that were there at the time. Certainly, up to then, I mean we had obviously had the extension of the deposit guarantee on 20 September, so even at that time we weren't talking about a blanket guarantee. So it would have been very late in September that it came formally on the table as opposed to a general discussion around the pros and cons of guarantees.