Mr. William Beausang:

Certainly ... certainly not. But ... at that point in time, excuse me, and given the importance of trying to get a fix on what we were dealing with, it struck me that the ... that events had unfolded to a point that it was certainly very unfortunate that we were, kind of, relying on Goldman Sachs, for example, who had been contracted ... had been asked by INBS over an extended period of time to work with them to facilitate their trade sale. It certainly seemed to - certainly from my perspective - that there were ... there were issues around relying on ... not so much relying on assessment from Goldman Sachs, that Goldman Sachs were the option available to us, or presented to us by the Financial Regulator, as ... for the review of the loan book in ... in ... in INBS.