Mr. William Beausang:

I mean, I suppose the issue that I'm getting at there is that in a situation ... you see, if you look at the resolution Act from 2011, that gives the Governor the power to pull the trigger on a resolution action. Now, considering that in September 2008, the CBFSAI was saying that these institutions were, in fact, fundamentally sound, the scope to then implement a resolution action, which would diminish shareholder value or impact on the ... well, diminish shareholder value and, essentially, seek to, or start a process to, break up a bank, to bring it to a point where it could be orderly wound ... or liquidated, would not be something that I'm sure that existing bank board, senior management or, indeed, shareholders would have favoured, and would have, presumably, strongly resisted.