Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

Can I begin by asking you, as a senior Department of Finance official charged with what you say in your witness statement, the application of better regulation, how effective in your opinion was the regulatory regime for financial services from the years 2005 to 2008, given your Department's overall responsibility for, I quote, "overseeing the performance of the regulatory structures for financial services", as was reported in the MAC business plan 2005?