Mr. Derek Moran:

Chairman, I'm always very suspicious when somebody tells me I've got a simple question for you. It's ... I think rather than go back into a bailout, I think the chance ... the risk is that we end up with fines and penalties under the Stability and Growth Pact. In fact, I don't see it. But you're obviously right, we have a very significant sovereign debt overhang to manage, you know, and it's going to take us many, many years to get that down to something that is less troublesome. Look where we came from, we came from a 20% deficit up to 121%, 122%, 123% at the peak in a very short space of time. So, that's where the concentration has to be. Yes, we'll have twice yearly surveillance from the funding partners for the foreseeable future until we've paid them back I think it's 75% of what we owe them. And I have to say, you know, and this is my personal view, in terms of the maturity of our fiscal and economic debate, I'm not sure we're there yet.