Mr. Derek Moran:

I mean, it's, there's the old thing that the mandate of Central Bank is prices, and its obsession is fiscal policy, and the letter was invariably about the view of the Central Bank on, on running a tighter policy; it didn't raise financial stability issues, other than, I think, 2005, 2006, it might have mentioned concerns about credit growth at that time. In terms of the formalities, my understanding is, the Minister probably meets the Governor on the letter and the Department would brief on, on the details of that. It's, you know, we would have, there would be differences, you know, but it's always important to get other, other views. In terms of the, the financial stability, the guard dog was the Central Bank, you know-----