Mr. John Moran:

What would my opinion and my advice be? As I said, I don't think that, in constraining situations, that it is a good idea for a Government to be using its valuable capital, right, to be involved in activities it doesn't need to be involved in. We all know that over time, if we hold on during a recovery period, you may get more by selling later. That's actually why people have bought, because they expect to make a profit. Now, if you can sell in 2015 or in 2014 at the real price of that time, we won't have any investors in our system; I mean, we're sort of getting into a debate that I suspect I'll have with Deputy Higgins, I mean, this evening, you know, as to what is the role of government and what, in fact, should it be doing. I mean, your ... I think the suggestion you're making is that if the Irish Government could, it should own as much real estate in Ireland as it can, through this recovery period, it should own all the banks, because the banks will be worth more if the economy recovers-----