Mr. John Moran:

It's hard to pinpoint one particular issue, right? I mean, I didn't have a very long kind of history ... well, no, sorry, in a sense, I wasn't in the Department for most of the previous situation, right, you'll appreciate. I think it is a combination of a lot of other issues. Right, you have to recall that by the time we got to ... no, but, just, by the time we got there, we had a whole series of troika people, including the ECB officials, who were coming here once every quarter, with whom we were interacting all the time, who had become supporters of what we were trying to do. So there were more people in the system, both in the ECB and elsewhere, anxious to try and find a solution to that problem. I mean, there were declarations about finding resolution of the Irish banking debt. I mean, this was all iterative. Ultimately, there was a ... a ... a ... a new President of the ECB, who was willing to entertain things that perhaps others wouldn't have entertained in the past, who has shown since then, frankly, on a European scale, that he's willing to entertain things that, perhaps, people would have said were impossible four or five years earlier.