Mr. John Moran:

Well, in my particular situation, it was the banking crisis, right, and by definition, my role ... the Central Bank had required me to look at the broader banking system and to decide with the Commission and the Governor and, indeed, ultimately the troika and everyone else, what recommendations we could make to the new Government about the banking stuff. So, when I joined the Department, I joined as head of banking and, therefore, the biggest priority I had for the first couple of weeks was the PCAR process, then I had to discover my friends, sort of, start looking at the other banks in the system and move through the processes and I would never have, you know, seen and certainly not foreseen at that stage that I would have had to be responsible for the economic side of things, so only a year later.