Sean Barrett (Independent) | Oireachtas source

Did you, in your work in the Department, it's been put to us, see a corporate culture change in Irish banks from the ones which you would have grown up with? That's been said in ... a lot of times, not at this committee, but that, when they removed local managers, the thing went haywire and they didn't know who to lend to and then had to come into the Department of Finance looking for rescue. Did ... did corporate culture in banks contribute to this?