Mr. Kevin Cardiff:

And, that's ... that is a borderline call, probably, in normal times. For example, INBS, in terms of Irish GDP, was probably about the equivalent of Washington Mutual in terms of US GDP, and in Washington Mutual, they let it fail. But a lot of people afterwards, including Tim Geithner, thought that was a mistake. So, was it big enough? I don't know. But in normal times, you might let it go, but when everything else is very "febrile", to use Brian Lenihan's word, that he used a lot when everything else is very fragile you might decide that it's not worth the saving to protect it.