Mr. Kevin Cardiff:

They have an institutional role and they say, "Here's what we think. Are we wrong?" And the Governor will say, "Oh well, you know, this could be different or that could be different." The Department of Finance would probably be quite critical in that situation and they'd say, "Well, we don't see where you get that, we don't see where you get this. You know, you might have that wrong, you might have it right."