Mr. Kevin Cardiff:

And if there were assumptions, they were intended to be extreme assumptions. But what I did say in my answer to - I think it was Deputy Doherty's questions - is that, yes, we went into that meeting knowing that there were property exposed and if things went in a bad way, then, yes, of course, they would have problems. And we said in the meeting, we said ... I said, "You do know, if these banks have problems and need capital ..." or I don't know if I said it exactly like that but I made clear "... if they need further assistance, the guarantee means that we have to give them the further assistance or else pay out on the guarantee."