Mr. Kevin Cardiff:

-----it wouldn't be you know, there's only two or three big stockbrokers. There's Davy. Into September at some point, I've a clear note and it's clearly at one point in my book which suggests it's quite early in September. It is certainly in the first half that Dermot Desmond rang John Hurley and said, "Look, I'm in this market, I see things happening. I think you might need to consider this guarantee thing." And again, I don't know whether he was talking legal or political. He probably wouldn't be said.