Mr. Kevin Cardiff:

Well, I don't know how that view is formed. I don't ... I was in the room. So, I don't know what Brendan was doing outside. There were people who had been in the room who were outside. People who were in the room outside were in the room and so forth. Now, part of the issue might have been that I think it was ... it was probably 9.30ish when Brendan arrived. I say this as if I can recall such things but in fact I checked the door logs in the Department of Finance ... so. The door logs show someone from the NTMA coming in around, you know, late that evening. I also checked my phone logs which don't say what happened in any phone call but there seems to have been three or four attempts to contact Brendan and finally obviously, I got hold of him. So, I was certainly trying hard to have NTMA advice available and indeed, I also telephoned ... both telephoned and e-mailed the Merrill Lynch people.