Mr. Kevin Cardiff:

Well, I have an impression of who handed it round, Deputy, but I'm not sure I'm right. It came from the two banks. My impression was more likely it was AIB that was more on top of this particular wording, so maybe it had come from them. But it was being presented as the banks' view. Where it went I just don't know. I've looked for it. I can't find it. And I looked for it some years ago. Probably ... this was sort of almost like a Government meeting, so I would surmise that, as happens with Government meetings, at the end of the meeting whoever is running it takes up papers, and if they don't look like they should be put out on the street they get destroyed in favour of the official record. But I'm just surmising. I had a ... I have no concern with the ... with the notion that the banks would give us such a draft. I did later have a little bit of concern about the content of it, which I've explained in my statement. But to the very best of my recollection it was one document and it came from the banks. It certainly wasn't generated by us and then handed to them.