Mr. Kevin Cardiff:

It was a very small team, myself reporting to the Secretary General, obviously. Below me William Beausang was the assistant secretary. Michael Manley was the principal officer and two or at most three people, I think, below that. The reason it was secret was because we were afraid that at any point the knowledge that there was a team working on a banking rescue might trigger a run on a bank and we were ... well, it was handy. The fact that the budget had been brought forward meant that there was lots of people in the building late at night, which meant that, you know, our team could work under cover of that. I did remember once a colleague from an entirely different ... who happens to work very late hours at all times tugging me on the elbow and says ... saying, "I see a lot of people around here who only work on banking. I know what that means, but I won't tell anyone." So we were trying to do it under cover of other things.