Mr. Tom Considine:

Well, there was ... I mean, there's no doubt about it what you're saying in relation to house prices, you know, they did increase rapidly, but there were lots of contributors to that, including wage increases, strong wage increases and so on, but, at the end of the day, like, this was a long game and, at the end of it, I'm not sure who won out. Not too many did at the end of it.