Mr. Tom Considine:

Yes, we did and, I mean, I think this - you know, I think I touched on this before - I mean, this was based on a belief of a few things. One is that supply and demand would help to solve the problem. The second thing is that there had been a large increase in the population of Ireland and, in particular, the number of people at work. And that the ... that the prosperity and wage levels in the country had increased. And the belief was that this accounted for a lot of the increase in property prices. Now, you know, with the benefit of hindsight, you know, you'd have to question that.