Mr. David Doyle:

I was still there but Kevin is in a much better position to explain it because he has it all comprehensively in his document. There was a need, given everything that had happened, with all the events of December 2008, a further loss in market confidence, a new board, a new approach had been taken to look at what the reality behind that bank was, and quantifications being reached. I think there was a figure of €4.5 billion or €5 billion capital, provided before the summer, and further large figures after that.