John Paul Phelan (Carlow-Kilkenny, Fine Gael) | Oireachtas source

I want to turn to your membership of the board of the Central Bank, by virtue of your position as Secretary General. You said earlier on - in answer, I think, to Deputy O'Donnell - that steps to curb excessive credit growth should have been taken. Did you, at any juncture, voice those concerns as a member of the board of the Central Bank? You had an opportunity and a position on the board to raise those concerns.