Mr. Liam O'Reilly:

Can I just say that in 2001, just to give a little bit of background, the internal auditor of AIB left AIB on sick leave and I was concerned about the fact that there was no auditor involved, so I called this internal auditor in. He made certain statements but the statements related to issues that we were dealing with at the time. The issues related, the issues talked about in 2004 which were none of those issues, were ever talked to me about in 2001.