Mr. Brian Patterson:

There were certainly formal meetings, you have heard of the roundtable meetings and, and that. And this is Ireland and this is Dublin. So people, you know, they attend industry functions and they bump up against people and so on and so forth. So there would have been quite a level of informal contact, I guess. But if you are talking about you know, a senior banker ringing up and saying will you need to meet in a pub and talk about something, I don't believe that happened.