Joe Higgins (Dublin West, Socialist Party) | Oireachtas source

And then you said yourself ... sorry, the regulator's annual report of 2006, that "[The] principles led approach to regulation is the right model for Ireland [...] It both allows and requires banks to manage themselves." And then, in your opening remarks ... no, your opening written statement to us, on page 3, you said "there was an effort to ensure that rules and regulatory practice did not have a disproportionate impact on the operation and development of the financial services sector – particularly in relation to the IFSC." Now-----