John Paul Phelan (Carlow-Kilkenny, Fine Gael) | Oireachtas source

You had extensive experience in management in a number of leading national and international businesses, is that fair to say? I want not to dwell on what has been asked previously but you highlighted in your opening comments about the absence of experiencing bank regulation from the membership of the board and you said that you suggested to the Minister that should be rectified and that that call wasn't implemented or was ignored. You did however highlight the fact that, you said training was provided for the board members. In hindsight this was not enough. Who was responsible for that and what did training consist of?