Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

I'll ... I'll try and sum up in this ... in this questions here. See, you were the chairperson, so you were the ... one of the main people, one of the most important persons within the entire organisation. You ... you say in your statement that if you know ... if you knew then what you knew now, you would have acted differently. My question is: what do you know now that you didn't know then, given what I've suggested to you - for example, Fitch pointing out concentration of lending, other reports that would be available in terms of concentration of lending, sector limits being breached, and so on? What do you know now that you didn't know then?