Kieran O'Donnell (Limerick City, Fine Gael) | Oireachtas source

And do you believe that the credit sector concentrations and prudent underwriting standards were important to financial stability? And do you believe that there were adequate discussions of breaches of lending policy and sector risk concentration limits at board meetings of both the Central Bank and IFSRA? And when you’re answering that, if there had been members of the board that had financial regulatory experience, would we have ended up in the situation where the Irish taxpayer ended up grossing €64 billion into the Irish banks?