Kieran O'Donnell (Limerick City, Fine Gael) | Oireachtas source

Do you believe in the circumstances where you had over 80% of the people interviewing, five of the six people were from the board with no bank regulation experience in both cases, interviewing for a position, do you believe that you recruited the correct person in the circumstances? Was it the appropriate process? You were setting up a completely new regulatory authority, why didn’t you bring in someone from the outside? Both were insiders, both were promoted from within the system. Why did ye not ... why did we end ... do you believe ye appointed the correct people in terms of what Ireland needed at that time?