Sean Barrett (Independent) | Oireachtas source

The final one, in your opening statement, you referred to the role of the non-executive directors on principles-based regulation. Was that, with respect, not naive? They turn up, say, one day a month for meetings. The executive directors were there. We rescued six banks; if they'd five non-executive directors, about 30 people. You had 318 full-time staff. Should you not have taken that task on board rather than leave it to the non-executive directors?