Mr. Liam O'Reilly:

There was an IQ - in other words, a form - that had to be filled in and they had to make statements about various issues, their qualifications, etc. As well as that, had they got a criminal record, whatever. These were all filled in. Then they were interviewed and it was in that process it was decided whether a person was a fit and proper person to become a director. And those criteria were being updated. There was a major weakness in the system and that was: what about follow-up reviews? And I'm afraid ... and I think it's there now today, but once you became a director you know, how do you ... it's a bit like when you get in to a job, it's much easier to remove a person before they come in than when you have them in there.