Mr. Liam O'Reilly:

There were very few ... the only early meetings I had with the Central Bank about ... about prices was the consciousness within the group. And this would have been in the early 2000s. It wouldn't have been during the Financial Regulator. It was that the Central Bank could not lend to an insolvent institution. So, therefore, if there was to be a saving of an insolvent institution, the Government had to be involved. So, I certainly felt at that stage "We need to get the Department of Finance involved in this process as quickly as possible." That ... that's the only one now in terms of crisis. Otherwise, we would have been talking about progress in legislation. For instance, there was an issue once about the building societies Act and this thing about, you know, demutualisation of building societies and there was an anxiety to see that that progressed. The administrative sanctions legislation, we would have been up there trying to get it passed as quickly as possible. And even in the case of the 2003 Bill, I remember being involved with the Department of Finance just talking about it. So general business issues to do with the progress of legislation, I think, more than anything else. Of course, as well as that, when our budgets started to go to the Department of Finance, we would have had an interaction with them then. But just to emphasise on that side, there was never an issue about, you know, cutting budgets or anything like that. It was more about how are we going to fund this? Should we get it off from the industry first or should we divide it between public or private funding? But these were the type of issues that we would have been talking about.