Mr. Tom O'Connell:

Well, the convention was if something ... if a draft paper were sent up the line, say the draft financial stability report ... up the line and somebody deleted something or watered it down or whatever, I mean, that was taken as, you know, they were superior ... they were more senior to us, so we accepted that. Now, maybe you could argue the toss sometimes and say "Well, I don't think it's right to delete that or whatever" but, generally speaking, what they wanted went, you know.