Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

Finally, can I ask, Mr. Roux, you spoke a while ago about the new risks that are emerging? Can I ask if risks which you identified yourself, such as interest rate risks, the risks of IT systems in banks, for example, are they now greater risks for the banking system than concentration risks, such as lending too much to any one sector of the economy and, if so, what is the Central Bank doing to reduce those risks?