Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

That brings me into my second question to you. In an earlier exchange with Mrs. O'Dea this morning on the genesis of crises and how they arise, one of the things that came under discussion was the belief system that because the previous crisis has now seen measures implemented that it is different now to what it was in the past, which is a belief system saying that it most likely won't happen again. So in that regard, could I ask you what changes and recommendations, if any, are still outstanding from the previous reports and are there plans to introduce these changes into the future?